Lending
We provide data and technology-driven solutions to borrowers and lenders through our Platform
Africoud is redefining lending to businesses in Africa.
We provide data and technology-driven solutions to borrowers and lenders through our Platform – enabling faster and smarter decision making across the loan lifecycle.
We are also a peer-to-peer lending marketplace with the goal to advance financial well-being. Our online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns via a data-driven underwriting model.
Our Platform
- The Platform assists financial institutions with credit analysis and monitoring solutions – unlocking opportunities for the underserved lower middle market.
- Our Platform provides lenders with the insight and foresight to more holistically and profitably lend to the Missing Middle. It leverages machine learning, decades of credit expertise, and massive data sets (including unconventional and previously unavailable data) to model a forward-looking view of a borrower's financial situation that is informed by industry benchmarks, macroeconomic drivers, and scenario analysis specific to that business.
- Through 360-degree monitoring of borrowers' financial and operational data, our Platform provides lenders with early warning indicators in case of deterioration in credit quality, enabling them to have preliminary conversations with borrowers before negative credit issues arise.
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