Our Services
BANKING
Mobile banking is a large part of what we do, we provide a seamless digital access to your bank account from the comfort of your homes and mobile devices.
We provide simple, intuitive, end-to-end corporate, retail and transaction banking solutions. Without coming to any physical location, we can serve you in the areas of your savings, payment services and loans through our mobile and digital infrastructure.
Our core platform and service offering for government agencies, large corporates and small/medium enterprises (SME) enable partner banks to expand market share and build stronger relationships with businesses across the continent.
E-WALLETS
Mobile banking is a large part of what we do, we provide a seamless digital access to your bank account from the comfort of your homes and mobile devices.
We provide simple, intuitive, end-to-end corporate, retail and transaction banking solutions. Without coming to any physical location, we can serve you in the areas of your savings, payment services and loans through our mobile and digital infrastructure.
Our core platform and service offering for government agencies, large corporates and small/medium enterprises (SME) enable partner banks to expand market share and build stronger relationships with businesses across the continent.
MOBILE MONEY
PAYMENTS
A complete payments platform, engineered for growth
Accept payments and move money globally with our powerful APIs and software solutions designed to help you capture more revenue.
BILL PAYMENTS
Online Payments for any Business Setup.
We offer a full range of payment options, for any business and industry, so you can give shoppers the experiences they expect.
Business to customer
Build unique branded payment experiences, reward loyal shoppers, and increase conversions.
- Customize payment flows, layouts, advertising, languages, tax, tipping, receipts and more.
- Make it easier to apply discounts, rewards and one click payments using payment-linked data.
- Avoid common fraud attacks with an AI powered and rule based risk system.
Subscriptions
Simple sign up, protect your database, and keep customers coming back for more.
- Reduce missed payments thanks to retry and autonomous update logic.
- Works across any fixed, tiered, or usage pricing models, and benefit from flexible invoice frequencies.
- Get alerts when unusual behaviors are detected from card testing, promotion hopping and more.
Payments made easy.
Our E-wallet platform is an innovative way to pay friends, family and business associates with an eWallet account. With eWallet, each user can add money by linking a bank account and managing money on their phone or computer with our eWallet dashboard.
Send & Receive Funds
Our eWallet is a limitless tool that enables its users to send money at any time.
Connect with People
Transferring funds to a friend or business associate’s account is quick and secure within a 24 hour period.
Make Purchases
Our eWallet is a limitless tool that enables its users to transfer money at any time
Unbeatable Security
Certified Secure
Our E-wallet is certified globally for safe and secure payment solutions. When you partner with us, you can trust that your payment processing and data are protected.
Connect a Card
Our eWallet is easily paired with our prepaid card. These MasterCards can be easily used online or at any store that accepts MasterCard, allowing you easy access to your eWallet account balance.
PAYMENT INFRASTRUCTURE SERVICE PROVIDER
We provide a bridging infrastructure, end-to-end electronic payment solutions, systems and services to stakeholders within the financial services space.
Our Solutions include;
- Payment processing gateway and portals,
- Payment solution/application development,
- Merchant service aggregation.
Africloud provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds
We make it easy for businesses to accept secure payments from multiple local and global payment channels, and then we provide tools to help you retain existing customers, and acquire new ones. Afrcloud lets businesses in Africa accept payments by anyone, anywhere in the world via credit card, debit card, money transfer and mobile money on their websites or mobile apps.
LENDING BUSINESS
Africoud is redefining lending to businesses in Africa.
We provide data and technology-driven solutions to borrowers and lenders through our Platform – enabling faster and smarter decision making across the loan lifecycle.
We are also a peer-to-peer lending marketplace with the goal to advance financial well-being. Our online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns via a data-driven underwriting model.
Our Platform
The Platform assists financial institutions with credit analysis and monitoring solutions – unlocking opportunities for the underserved lower middle market.
Our Platform provides lenders with the insight and foresight to more holistically and profitably lend to the Missing Middle. It leverages machine learning, decades of credit expertise, and massive data sets (including unconventional and previously unavailable data) to model a forward-looking view of a borrower’s financial situation that is informed by industry benchmarks, macroeconomic drivers, and scenario analysis specific to that business.
Through 360-degree monitoring of borrowers’ financial and operational data, our Platform provides lenders with early warning indicators in case of deterioration in credit quality, enabling them to have preliminary conversations with borrowers before negative credit issues arise.
What to expect:
A better borrowing experience – loans that are customised for the borrower’s individual needs and completed in days or weeks vs. months, leading to accelerated revenue and business growth
More attractive economics and scaled growth – origination and credit teams who can transact several times more deals per year
Insight and foresight without the noise – larger data sets and deeper analysis enable more informed credit decisions, while proactive portfolio monitoring delivers better credit outcomes.
INVESTMENT & SAVING
Africloud is a marketplace for loans that targets Nigeria’s growing middle class. We are an online consumer lending marketplace serving online users and the emerging middle class. We provide consumer credit access to the world’s largest untapped market.
Our technology enables socially inclusive financing to the most creditworthy individuals, serving potential millions of consumers who are economically active but never have had access to bank credit.
We are a recognized technology innovator and have a proven track record in credit risk management, transparency and a culture focused on innovation.